Products

Classic Investment

CLASSIC INVESTMENT PLAN is a liquid product designed for any individual or company that seeks attractive returns on investments. The plan affords investors the opportunity to earn interest on their investments in periodic intervals- monthly or quarterly; or compound the interest and earn it with the principal when the investment matures. This product accommodates everyone.

Salary earners,
SMEs
HNIs and Corporates

  • The returns are subject to 10% Statutory With-holding Tax (WHT)
  • Minimum Investment amount is N500,000
  • Investment is available in 90, 120, 180, 364, 2 years, 5 years tenures
  • Flexible entry and exit
  • Early Termination is allowed with a penal charge of 25% on accrued interest. Part liquidation is also allowed
  • Cash , Cheque, Bankers Draft or Bank Transfers accepted.
  • Prematured-Liquidation notice period is 5 working days.
  • If upfront interest has been paid, the accrued interest will be charged from the principal.
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  • Statements are sent every quarter and are also available upon request.
  • Guaranteed interest rates.
  • One passport picture
  • A valid national ID.
  • A completed form.
  • An initial deposit.

Premium Investment

The PREMIUM INVESTEMENT PLAN is a structured plan which gives any individual or company that is aggressive in investing and has minimal/no aversion to investing in mid-high risk assets to access higher returns .

  • The returns are subject to 10% Statutory With-holding Tax (WHT)
  • Minimum Investment amount is N5,000,000.00.
  • Investment is available in 120 days.
  • Early Termination is allowed with a penal charge of 50% on accrued interest. Part liquidation is also allowed
  • Cash , Cheque, Bankers Draft or Bank Transfers accepted.
  • Prematured-Liquidation notice period is 15 working days.
  • If upfront interest has been paid, the accrued interest will be charged from the principal.
  • Upon maturity, principal and interest will automatically be rolled over unless instructed otherwise.
  • Investment can be re-discounted during any time of the investment tenor.
  • Statements are sent every quarter and are also available upon request.
  • Guaranteed interest rates.
  • One passport picture
  • A valid national ID.
  • A completed form.
  • An initial deposit.

Targeted Investment Plan

The Targeted Investment Plan is a structured plan which gives investors an opportunity to invest towards a short to medium term goal with a specific future date. The goal/target project can be for a Car purchase, Property purchase, to save for rent or start-up capital for business, Education, Dream Vacation, Dream Wedding etc.

  • Minimum Investment Tenure – 180 days
  • Investor specifies target savings amount
  • Allows contribution into the plan at any time- daily, weekly,
    monthly, quarterly.
  • Early termination or part termination is not allowed
  • Statements are sent every quarter and are also available upon request.
  • Guaranteed interest rates.
  • One passport picture
  • A valid national ID.
  • A completed form.
  • An initial deposit.